Banking Logic

Are we too trusting with our bankers as many of whom are crooks? That is a good question we should all be asking the bankers...
Here's one about the old native American who went to a bank for a loan for $500...

The bank's chief cashier pulled out the loan application, "What are  you going to do with the loan money?"
"Make jewellery and take it to city and sell it," was the response.
"What have you got for collateral?"
"Don't know collateral."
"Well that's something of value that would cover the cost of the loan.
Have you got any vehicles?"

"Yes, 1949 Chevy pickup."

The banker shook his head, "How about livestock?"

"Yes, I have a horse."
"How old is it?"

"Don't know, has no teeth."
However, finally the banker decided to sanction the $500 loan.

Several weeks later the old man was back in the bank. He pulled out  several rolls of $ 100 bills, "Here to pay back," he said. He then handed the banker only the money to pay his loan off.
"What are you going to do with the rest of that money?"
"Keep in my teepee."
"Why don't you deposit it in my bank," the cashier asked.

"Don't know deposit."
"You put the money in our bank and we take care of it for you. When you want to use it you can withdraw it."
The old Indian leaned across the desk,
"What you got for collateral?"